Types Of Finance
No two finance needs are the same – and that’s exactly why I offer a wide range of solutions tailored to where you’re at and what you’re planning next. Whether you’re growing your business, buying your first home, or looking for better cash flow, I’ll work with you to find the right option – and walk you through the process from start to finish.
Asset Finance
Need to purchase vehicles, machinery, or equipment – for business or personal use?
I specialise in structuring asset finance that suits your cash flow and supports your goals without overextending. From trucks and utes to jet skis and horse floats, I’ll source the right lender and the right loan for your needs – quickly, clearly, and without the runaround.
Whether you’re a business owner replacing work vehicles, a sole trader investing in new gear, or an individual wanting to finance your next lifestyle asset – I can help.
Common Asset Finance Solutions
- Business vehicle finance (including fleets)
- Equipment & machinery loans
- Chattel mortgages
- Low doc & self-employed options
- Personal loans for cars, caravans, boats, jet skis, horse floats, tractors, and more
Business Acquisition Finance
Looking to buy an existing business or take over a new venture?
Business acquisition finance can be complex – but that’s where I come in. I help clients navigate lender requirements, valuation processes, and loan structuring to secure the right funding with the least amount of stress.
What I help With
- Buying a business or franchise
- Mergers and takeovers
- Management buy-ins/buy-outs
- Guiding first-time buyers through the process
Line Of Credit And Working Capital
Need access to flexible funds without locking into a fixed loan?
A line of credit or working capital facility can help keep your cash flow strong and your business moving – especially when you’re managing seasonal fluctuations, slow-paying clients, or unexpected costs.
I help business owners access funding that gives them breathing room – not more pressure. Whether you’re growing, stabilising, or just need a buffer, I’ll structure a solution that makes sense for your operations.
Popular Solutions Include
- Revolving line of credit
- Invoice finance (factoring)
- Overdraft-style facilities
- Short-term unsecured business loans
- Funding to help manage or consolidate ATO debt
Residential Mortgages
Buying a home? Refinancing? Upgrading?
I help clients find the right home loan for their situation — not just the cheapest rate on paper. Whether you’re a first-home buyer, self-employed, or simply looking to save on your current mortgage, I’ll help you compare lenders, cut through the jargon, and feel confident about your next move.
Sometimes the loan you started with isn’t the loan you should be in now. A quick check-in can make all the difference – and I offer home loan health checks at any stage of your loan.
I also keep across lender cashback offers, policy changes, and credit flexibility – so even if you’ve had a few bumps along the way, I may still be able to help.
I Assist With
- First-home buyers
- Refinancing & debt consolidation
- Upgrading or downsizing
- Investment property loans
- Home loan health checks
- Credit-impaired or non-standard applications
- Accessing current cashback offers (where eligible)
Commercial Property Finance
Purchasing property for your business or as an investment?
Commercial property loans can vary widely in structure, risk appetite, and lender requirements. I guide you through the process, negotiate with lenders, and ensure the finance fits your goals – whether you’re buying a warehouse, office, shopfront, or development site.
Funding Available For
- Owner-occupied commercial property
- Commercial investment property
- Mixed-use and industrial sites
- Self-managed super fund (SMSF) lending
Want to Know What’s Possible?
Not sure which type of finance is right for you?
Book a free 20-minute consultation and I’ll help you explore your options.